What is Mortgage Modification?

A Mortgage Modification changes the terms of your mortgage without refinancing to save your home. Certified Loan Modification is an attorney based company that negotiates directly with your lender at the corporate level, not customer service, to accomplish these goals:

• Lower your monthly payment
• Stop the foreclosure process
• Secure a fixed-rate program at the lowest possible rate
• Eliminate all fees and late payments
• Reduce your principle loan amount

• Have you fallen on hard times and face foreclosure?
• Is your loan payment higher than you were promised?
• Are you beginning to fall behind on your mortgage payments?
• Is your home worth less than what you owe on the mortgage?

We know how much you have at stake, which is why we use EXPERT REAL ESTATE ATTORNEYS with years of experience. We also work repeatedly with the same contacts at each financial institution, so they are familiar with our attorneys and know that we don't leave any stone unturned. Our forensic analysis sets us apart from every other modification company, as it provides us with much more leverage than just the standard hardship letter.

President Obama's new legislation has begun to put pressure on financial institutions to modify mortgages with their clients, and help Americans stay in their homes.

• Stop Foreclosure
• Lower Mortgage Payments
• Modify Mortgage Terms
• Low Fixed Rate Programs
• Defer Back-Due payments
• Avoid Bankruptcy