About Us
Who we are:
Certified Loan Modification is an attorney based company that negotiates directly with lenders and banks at the corporate level (not the customer service level) to accomplish these goals:- Stop the foreclosure process
- Lower your monthly payment
- Secure a fixed-rate program at the lowest possible interest rate
- Eliminate all fees and late payments
- Reduce your principal loan amount
- Keep you in your home!
What we do:
We will start the process by doing a forensic review of your existing loan to determine if you have been getting overcharged or if you are a victim of predatory lending. Frequently, mortgages have been re-sold many times and the clients are no longer paying the agreed amount. This information will be used to warn the banks, negotiate to accomplish the above 6 goals, and bring your mortgage up to date.Why we are the BEST at what we do:
We know how much you have at stake, which is why we use our expert real estate attorneys with years of experience. We also work repeatedly with the same contacts at each financial institution, so they are familiar with our attorneys and know that we don't leave any stone unturned. Our forensic analysis sets us apart from every other modification company, as it provides us with much more leverage than just a standard hardship letter.Get started TODAY:
Our process begins when you make your initial retainer payment for the legal services, and a case manager is assigned to your file. The entire modification process usually takes 60-120 days. During that time, you MAY NOT be required to make your mortgage payment. Rarely do we accept the first modification proposal that the bank offers; as such, the negotiation may take extra time. Do not be concerned, as the fee for our services remains the same regardless of the amount of time required to reach a negotiation with your lender.Click HERE to get started today!
